Home for Sale at 623 HILL TOP DRIVE, CUMBERLAND, MD 21502

623 Hill Top Drive
Cumberland, MD 21502

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Property Details

List Price:	$238,000
Beds:	2
Baths:	2
Status:	Active
SqFt:	2560
Agency:	Perry Wellington Realty, LLC

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Description/Comments

Lot Size:	--
Property Type:	Residential
Year Built:	1963
Notes:	This rancher was a home ahead of its time!! One owner. Above average workmanship on every level (see attached info),. As you walk into the home, you are met with beautiful, expressive hardwoods and custom woodworking all constructed by the owners. The son tells me that it was his job to do the finishes of the woodwork and his mom would make him repeat the process until he got it just right and it definitely shows ! In the living room to compliment the floors and doors, there are 2 custom maple bookcases to add to the sunny space. Walking into the kitchen, likely the hub of the house, are additonal custom cabinets and lovely views of the wooded back yard. This sun filled room allows you to be almost outside to enjoy every season and also has a charming sun room just off this kitchen to enjoy even more of the outside even in inclement weather. <br /> Below grade finished sq ftg is estimated and includes a family room, hobby room, laundry room, full bath, garage and workshop. You have an almost blank canvas to work with downstairs--there is enough room to create an income producing apt . with modifications or an en suite if desired. <br /> <br /> The neighborhood is very walkable and is just a very few minutes by car to downtown Cumberland, UMPC hospital, and access to I-68 east and west just to name a few things close by.<br /> <br /> The quality of this home is remarkable and the "bone structure" surpasses many other ranch type homes in the area. There are replacement windows throughout, newer HVAC system, and a 50 year roof only 12 years old.<br /> <br /> All appliances convey in their current condition.
MlsNumber:	MDAL2008994

Listing Provided By:	Perry Wellington Realty, LLC, original listing
Name:	Perry Wellington Realty, LLC
Phone:	(814) 695-5323
Office Name:	Perry Wellington Realty, LLC
Office Phone:	(240) 979-4660
Agent Name:	Debbie Grimm
Disclaimer:	Copyright Â© 2024 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest.

The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered.

VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

Free Foreclosure Listings

USHUD.com is a website that simplifies the process of finding foreclosures and HUD properties. Everyone thinks they are a real estate web surfing pro until they search for foreclosure homes and stumble upon a numerous sites that want to charge a fee to see their listings. With USHUD.com that’s not the case. When searching for HUD properties or a home finding website for foreclosure it is important to know what you are looking for. It is important to use a niche company that specializes in foreclosures like USHUD.com. We have put together 2 tools that have made the real estate search process of our website much easier to navigate. The Homesearch online tool is filled with foreclosure lists and free listings of hud homes for sale. Most of our users start with a broad search with the homesearch online tool to see the most HUD properties and foreclosure lists in your area and narrow their search down with the Homefinder online tool. The homefinder online tool is a custom filter system that we breakdown the area based upon filters such as convention and foreclosure listings. This give you the option to filter out conventional listings and focus on just the foreclosures in the market. We thank you for making us Americas top home finding website for foreclosure and Hud properties. Free listings of hud homes for sale are hard to come by but should always be free and that’s the way things are going to stay on our website.

Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale.

This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments.

Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.

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or licensed by the US Department of Housing and Urban Development

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